If you haven’t refinanced since rates went down, now is a great time to look into it. Most mortgage rates have been hovering under or just over 3%.

• Refinance to get a lower interest rate and thus, a lower monthly payment. You may even be able to skip two months of payments.

• Since your house may have increased in value, you may be able to have private mortgage insurance dropped – again lowering your payment and increasing your monthly cash flow. ee box.)

• The equity you have built could put money in your pocket with a cash out refinance. This extra cash could be used for building your nest egg, home improvements, education and/or to pay off consumer debt

• Lower 15-year fixed rates could be beneficial over your 30-year mortgage, allowing you to pay-off your home in half the time with little change in your current payment.

Don’t wait. Interest rates typically go up much faster than they go down so don’t wait any longer — make the smart move and get your free Nation’s Lending Mortgage Checkup today. Call Steve Oesterle today – 520-612-0479, your local Green Valley Mortgage Lender

Nations Lending Corporation; NMLS #32416; For licensing information, go to www.nmlsconsumeraccess.org. The interest on the portion of the credit extension that is greater than the fair market value of the dwelling is not tax deductible for Federal income tax purposes and the consumer should consult a tax advisor for further information regarding the deductibility of interest and charges.